If you have opened a commercial truck insurance renewal this year and felt your stomach drop, you are not alone. Based on reported industry averages from late 2023 and early 2024, most one-truck operations were paying anywhere between $11,000 and $16,000 annually for primary liability and cargo coverage, depending on freight type and operating region. With modest increases expected through 2025, especially for new authorities and small fleets, many small carriers are now budgeting between...