Hargreaves Lansdown

Six financial planning opportunities when markets are down

Sarah Coles
  1. Pay in a lump sum to cash in on the recovery.
  2. Use the Lifetime ISA or pension to magnify your contributions.
  3. Make your savings regular so you stay on track without having to make yourself do it.
  4. Use the chance to protect more of your investments through Share Exchange (Bed and ISA).
  5. Use the opportunity to rebalance your portfolio – without worrying  about tax.
  6. If you make losses, you can carry them forward.

Sarah Coles, head of personal finance, Hargreaves Lansdown:

“Market downturns...

https://allaboutshipping.co.uk/2025/04/22/six-financial-planning-opportunities-when-markets-are-down/

Market Report: No Easter surprise for equity markets as investors flock to safe haven assets

  • European markets open lower after the Easter break
  • US markets bled red from the opening bell
  • Gold reaches record high as investors flocked to safe haven assets
  • Oil bounces, but rally is running on fumes

Matt Britzman, senior equity analyst, Hargreaves Lansdown:

“There was no Easter surprise for European markets, opening with a cautious note this morning, taking cues from the broad risk-off sentiment spreading around the globe. In a similar fashion, the FTSE 100 has opened flat after ending last...

https://allaboutshipping.co.uk/2025/04/22/market-report-no-easter-surprise-for-equity-markets-as-investors-flock-to-safe-haven-assets/

Market Report: Asian markets fall on Nvidia tariff shock, Bunzl slumps

Steve Clayton.
  • Asian markets slide after US toughens its stance on sale of Nvidia chips into China
  • Nvidia slides 6% in after-hours trading on Wall Street
  • Minerals could be next for tariffs
  • Barratt Redrow edges higher after upbeat trading update
  • Rio Tinto iron ore production hit by “extreme weather events”
  • Bunzl profits hit by US weakness. Stock slumps

Steve Clayton, head of equity funds at Hargreaves Lansdown:

“Asian markets were pressured overnight after the US placed additional curbs on Nvidia...

https://allaboutshipping.co.uk/2025/04/16/market-report-asian-markets-fall-on-nvidia-tariff-shock-bunzl-slumps/

Wages and jobs: the china shop before the bull is unleashed

  • Before inflation, wages in December-February were up 5.9% in a year excluding bonuses and 5.6% including them. This is very similar to the previous quarter.
  • After inflation, wages rose 1.9% including bonuses and 2.1% excluding them. This is slightly down from the previous quarter, as a result of higher inflation.
  • Vacancies fell for the 33rd successive quarter, and for the first time they were below the pre-pandemic level.
  • The employment rate was up over the quarter and the year, the...

https://allaboutshipping.co.uk/2025/04/15/wages-and-jobs-the-china-shop-before-the-bull-is-unleashed/

Happy 18th Birthday! Rewarding ways to celebrate

Sarah Coles
  • The average matured HL JISA in the 2024/25 tax year was worth £19,537.
  • There were 12% more maturing HL JISAs in the 2024/25 tax year than a year earlier.
  • Among HL clients with matured JISAs, the vast majority still have money invested a year later.
  • Quarter of matured HL JISA clients have topped up a year after maturity (24%).
  • Today’s 18-year-olds may also have a child trust fund – worth over £2,000 on average.
  • 23% more HL LISA clients paid into it this tax year.

Sarah Coles, head of...

https://allaboutshipping.co.uk/2025/04/15/happy-18th-birthday-rewarding-ways-to-celebrate/

Market Report: markets rise after a whirlwind weekend of tech tariff drama

Matt Britzman
  • European markets open higher
  • US futures rise as tech components get tariff reprieve
  • Apple in focus as tariff delay gives time to plan
  • Gold’s safe-haven appeal drives it to yet another all-time high
  • Oil markets remain jittery
  • Takeaway for investors – stick to the plan

Matt Britzman, senior equity analyst, Hargreaves Lansdown:

“Just when it seemed the tariff chaos couldn’t get any worse, tech investors have spent the weekend scrambling to make sense of a whirlwind of confusing – and...

https://allaboutshipping.co.uk/2025/04/14/market-report-markets-rise-after-a-whirlwind-weekend-of-tech-tariff-drama/

Six months to get Red Box Ready – six steps to protect from the Budget

Sarah Coles
  • The autumn Budget is usually in late October or early November – six months away.
  • Threats to global growth from the looming threat of Trump’s tariffs mean the government may not have the tax income it needs to stay within its fiscal rules by then.
  • This could mean spending cuts or tax rises.
  • While the PM has insisted the fiscal rules and the pledge not to change income tax, NI or VAT are iron clad, circumstances could mean a rethink.
  • You have six months to protect yourself from...

https://allaboutshipping.co.uk/2025/04/14/six-months-to-get-red-box-ready-six-steps-to-protect-from-the-budget/

Market Report: Better than expected GDP numbers to boost FTSE at the open

Derren Nathan
  • UK GDP beats expectations. Manufacturing the bright spot.
  • Dollar at 20-month lows
  • US shop prices expected to rise within weeks
  • Oil holds firm but producers remain under pressure

Derren Nathan, head of equity research, Hargreaves Lansdown:

“Investors can be forgiven for feeling a little seasick after this week’s wild gyrations. However the FTSE looks set to open with a sense of optimism after UK GDP figures showed the economy grew 0.5% in February, faster than the 0.1% expected by...

https://allaboutshipping.co.uk/2025/04/11/market-report-better-than-expected-gdp-numbers-to-boost-ftse-at-the-open/

Market Report: Stocks fall further as global game of tariff chess gathers pace

Derren Nathan
  • FTSE 100 and European futures down
  • US Stocks see worst drop in 5 years
  • US treasury yields at 7-month highs
  • Japan promises bold and speedy response to US tariffs
  • EU trade commissioner in talks with Washington today
  • 3-year low for Brent Crude at around $69.5 per barrel

Derren Nathan, head of equity research Hargreaves Lansdown:

“Despite months of sabre-rattling by Donald Trump, markets appear to have been unprepared for the depth and breadth of tariffs announced by the White House....

https://allaboutshipping.co.uk/2025/04/04/market-report-stocks-fall-further-as-global-game-of-tariff-chess-gathers-pace/

Market Report: global markets tumble after Trump’s tariff storm

Matt Britzman,
  • US tariffs move to levels not seen in over 100 years
  • UK gets dealt a better hand, but stocks still drop
  • Gold sees fresh demand as investors take risk off the table
  • Oil prices fall on global growth concerns

Matt Britzman, senior equity analyst, Hargreaves Lansdown:

“Trump’s bold attempt to reshape international trade has sent shockwaves through global markets. The effects of ‘Liberation Day’ are being felt far and wide, with Asian markets down overnight, European stocks under...

https://allaboutshipping.co.uk/2025/04/03/market-report-global-markets-tumble-after-trumps-tariff-storm/

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